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How DIY Plumbing Can Impact Your Home Insurance

How DIY Plumbing Can Impact Your Home Insurance

Some people prefer to take on their home projects on their own. Rather than pay the experts to do it for them, and some find it easier to do their own renovations. If you’re one of those people, then you might want to do your own plumbing.

And if you are considering this, then you might be concerned about how it will affect your insurance. Below, we’ll tell you all about how you can stay protected while you explore a little DIY plumbing.

Are you covered?

Before you start fixing your plumbing, you should first check in with your insurance company. That’s because you might not be covered under your insurance if you do something wrong, and you could end up having to pay for the damages yourself.

Any changes you make to your home will have to go through your insurance company. Anything that they are not aware about can affect how much money you get from your insurance company if something goes wrong in the future.

More often than not, standard house insurance will not pay you the money required to fix the part that’s broken.

Not only this, but you might cause you building guarantee to be completely void if you don’t hire a professional to do any work on your building.

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What can go wrong? 

Victorian insurance companies claim that one of the main reasons for concern regarding DIY plumbing projects is that plumbing joint might fail, which could cause a leak that will take an extended period of time to discover.

The best advice these companies have for people is to verify the bath and the shower sealant, but to avoid fixing pipes that leak if possible.

What should you do? 

The best thing for you to do is to verify any changes you’re going to make with your insurance company to make sure you’re not breaking your policy. Not only this, but you should make sure that you aren’t taking on a project that’s too big for you.

If you’re an amateur plumber and you’re trying to do a complicated job, then there is more of a chance that things will go wrong. Not only this, but look up which tools you’ll need to do the job properly because if you aren’t prepared, then you’ll find water up to your knees in no-time.

You should also check to see if there’s any live wire behind the walls you’re working on because you’ll be putting your life in danger.

Another way for you to protect yourself and your home against extra charges from damages is to add an accidental damage coverage in your insurance. With this, any damage that occurs to your home will be covered by your insurance company – even the damages you cause with DIY plumbing!

If you find that your project is too extensive for you, then you can also call a plumbing team to help you figure it out.

Conclusion

If you have plumbing to do at your home, then you might not want to have a lot of strangers in your home to fix it for you – especially if you think that you can do it on your own. You should be aware, though, that DIY plumbing can impact your home insurance in a lot of ways.

You could end up damaging your property, only to find out that you aren’t covered at all, and that you have to fork up the money all on your own. There are ways for you to protect yourself, though, alternately, call in the experts at Endeavour Plumbing.

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